employment-practices

Employment Practices Liability Insurance

What is Employment Practices Liability Insurance?

Employment practices liability insurance (EPLI) protects employers in the event of such workplace claims as discrimination, wrongful termination, and sexual harassment. Generally, a policy covers eligible losses stemming from such causes of action, as well as associated litigation costs, including attorneys' fees.

EPLI can also include third-party liability, which protects an insured against claims from third parties alleging such violations as discrimination or harassment.

Why is Employment Practices Liability Important?

While Human Resource specialists provide invaluable assistance in the management of the risks associated with the employment of people, they cannot influence or manage every detail of communication and contact at your business. For this reason, an employer should seriously consider the purchase of employment practices liability insurance (EPLI).

Of course, EPLI should be considered only the last line of defense in a business's risk management arsenal. Providing your employees with comprehensive, regular training can substantially reduce the risk that they will engage in the sort of behavior that leads to litigation. Also, well-written and properly enforced policies are essential for keeping your business in compliance with the many regulations covering the workplace.

Setnor Byer Insurance & Risk will provide you with a specialized employment practices liability insurance policy to fit your needs in addition to risk management services to reduce liabilities.

Contact an Expert

If you have questions about employment practices liability insurance, please contact our experts today.

Our office hours are Monday-Friday from 8:00 a.m. - 4:30 p.m. EST. Any inquiry received by 4:00 p.m. EST will be answered same-day. All other inquiries will receive a response within 24 hours of submission.

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