Personal Watercraft Insurance protects the watercraft and its contents from damage from fire, lightning, vandalism collision and more. It also protects the owner of the watercraft from bodily injury and property damage liability losses due to the negligence of the owner or operator of the watercraft.
For example, if you dock your boat at a marina and it gets damaged, this would be covered under your policy.
This coverage is right for you if:
You own a yacht, jet ski or wave runner
Your homeowners insurance does not insure your watercraft for damage or liability losses due to your negligence
You are required to purchase watercraft policy by your marina or bank
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