Insurance for the
& Value-Driven

Insurance for the
& Value-Driven

Insurance & Risk Management

Setnor Byer Insurance & Risk (SBIR) is a full-service Independent Insurance Agency with over 40 years’ experience providing
attentive and concierge-style service to meet the insurance needs of businesses and individuals throughout the U.S. and its international communities.


Our cost-cutting and creative insurance and risk management solutions further enhance the
client experience and bring substantive value to the insurance transaction.


With insurance partners like Travelers, Berkshire Hathaway, The Hartford, Progressive, Nationwide, CNA, FCCI, Tokio Marine , Philadelphia, & more,
Setnor Byer is empowered to deliver on its commitment to provide reliable, comprehensive and competitive insurance protection.

24/7 Assistance

We are Here For You

We understand that life happens. We have a 24/7 Emergency Claims Line to assist you any time, day or night. Don’t hesitate to contact us in any kind of emergency situation.

We Care

Setnor Byer Cares​

We care about our community, supporting a range of causes locally, and nationally. From childhood early education and veteran support to hunger relief and foster care, we believe that fostering opportunity in others is a corporate responsibility.

Our Agents

Expert Advice​

Our team of business, personal, and group benefits insurance experts are tenured, highly-educated individuals dedicated to continuous learning and resolving client needs with workable solutions.

Reach Out


We understand that life happens. 

    "Fantastic company that goes above and beyond to help their clients! Prompt service, very insightful, and saved us thousands on our insurance."
    "We have benefitted from Setnor Byer's expertise and risk management guidance in too many ways to count. Their high quality insurance packages and outstanding customer service are rare find in today's market."
    "Setnor Byer Insurance & Risk is an integral part of our risk management processes. They've built policies for us, audited our systems and trained our work force on safety and effective hiring practices. This is a one of a kind agency."
    "When I think of Setnor Byer, the words 'consistent' and 'accurate' come to mind. The training that they offer has helped reduce administrative burdens and improve tracking. We are expanding it to our other businesses."
    "Our confidence has been fully earned by Setnor Byer and their straightforward, professional approach. Their focus and honesty is refreshing. We plan to place all our insurance with Setnor Byer Insurance & Risk."
    "I would not change a thing. I received excellent service from Setnor Byer Insurance & Risk. It was a pleasure to spend my money with you."
    The Setnor Byer Blog

    Risky Business

    • By Anita Byer, Setnor Byer Insurance & Risk This week, many will be celebrating Thanksgiving in traditional fashion. By traditional, we mean eating and shopping. With so much time spent planning and preparing, it is easy to forget about the risks asso...

    • By Anita Byer, Setnor Byer Insurance & Risk The Occupational Safety and Health Administration (OSHA) recently revealed a preliminary list of the most frequently cited safety violations for fiscal year 2023, which ended September 30th. The announcement...

    • By Anita Byer, Setnor Byer Insurance & Risk It’s only a matter of time before a condominium association will need to hire a contractor for a construction project on the property. In fact, hiring professionals to rebuild, renovate or repair association...

    Our Partners

    Setnor Byer Insurance & Risk works with a broad portfolio of A-rated insurance companies.
    We are proud to represent many of the leading national and international insurers, including: