By Anita Byer, Setnor Byer Insurance & Risk Buying homeowners’ insurance has become a pain in the you know what. It keeps getting harder for homeowners to find adequate and affordable insurance in a market with dwindling coverage options and surging prices. Unfortunately, it is starting...
By Anita Byer, Setnor Byer Insurance & Risk When it comes to protecting our homes against weather and climate disasters, our perception of weather risks must match the current reality, which is constantly changing. For instance, the reason it seems like damaging weather events are happening...
By Anita Byer, Setnor Byer Insurance & Risk The National Oceanic and Atmospheric Administration is predicting near-normal hurricane activity for the 2023 Atlantic hurricane season. NOAA forecasters predict a 40% chance of a near-normal season, a 30% chance of an above-normal season and a 30% chance...
By Anita Byer, Setnor Byer Insurance & Risk Hurricane season 2023 is nearly underway, so it’s time to start preparing…today. Perfect timing too, because the first week of May is Hurricane Preparedness Week. The National Oceanic and Atmospheric Administration sponsors this week to raise awareness of...
By Anita Byer, Setnor Byer Insurance & Risk Florida lawmakers just passed sweeping property insurance reforms to repair the state’s crumbling property insurance market. The Florida Legislature convened a second special legislative session in mid-December to address the current property insurance crisis. While significant reforms were...
By Anita Byer, Setnor Byer Insurance & Risk Florida’s property insurance market is in the midst of a crisis. According to the Insurance Information Institute, Florida’s domestic property insurers had net underwriting losses of more than $1 billion in both 2020 and 2021. In 2022, an...
By Anita Byer, Setnor Byer Insurance & Risk Did you know that the risk of a residential fire more than doubles on Thanksgiving Day? In fact, … The average number of residential fires is 2.3 times higher on Thanksgiving than all other days of the year. ...
By Anita Byer, Setnor Byer Insurance & Risk The National Oceanic and Atmospheric Administration recently updated its 2022 Atlantic hurricane season outlook. Despite relatively little storm activity so far, NOAA maintains that atmospheric and oceanic conditions still favor an above-normal 2022 hurricane season. “We’re just getting...
By Anita Byer, Setnor Byer Insurance & Risk The National Oceanic and Atmospheric Administration released its predictions for the 2022 Atlantic hurricane season. For the seventh consecutive year, forecasters are predicting above-average storm activity. More specifically, NOAA predicts a 65 percent chance of an above-normal season,...
By Anita Byer, Setnor Byer Insurance & Risk Did you know that the first week of May is Hurricane Preparedness Week? The National Oceanic and Atmospheric Administration sponsors this week to raise awareness of the hazards posed by tropical storms and hurricanes. And to encourage everyone...