By Anita Byer, Setnor Byer Insurance & Risk When it comes to protecting our homes against weather and climate disasters, our perception of weather risks must match the current reality, which is constantly changing. For instance, the reason it seems like damaging weather events are happening...
By Anita Byer, Setnor Byer Insurance & Risk Hurricane season 2023 is nearly underway, so it’s time to start preparing…today. Perfect timing too, because the first week of May is Hurricane Preparedness Week. The National Oceanic and Atmospheric Administration sponsors this week to raise awareness of...
By Anita Byer, Setnor Byer Insurance & Risk Did you know that the first week of May is Hurricane Preparedness Week? The National Oceanic and Atmospheric Administration sponsors this week to raise awareness of the hazards posed by tropical storms and hurricanes. And to encourage everyone...
By Anita Byer, Setnor Byer Insurance & Risk The end of the year is a great time to reflect on the past and prepare for the future. It’s also the perfect time for an annual insurance check-up. As the days, weeks and months go by, our...
By Anita Byer, Setnor Byer Insurance & Risk Citizens Property Insurance Corporation, Florida’s insurer of last resort, is planning to drastically increase the number of residential property inspections in the coming years. Citizens inspected roughly one percent of all its policies in-force last year and plans...
By Anita Byer, Setnor Byer Insurance & Risk Did you know that the U.S. experienced 308 billion-dollar weather and climate disaster events since 1980? According to the National Oceanic and Atmospheric Administration, the total cost of these events exceeds $2 trillion. Since 1980, the U.S. averaged...
By Anita Byer, Setnor Byer Insurance & Risk The National Oceanic and Atmospheric Administration updated its 2021 hurricane season outlook and is now predicting more named storms than previously forecast. This is significant because the 2021 season is already breaking records—Hurricane Elsa became the earliest 5th...
The National Oceanic and Atmospheric Administration released its predictions for the 2021 Atlantic Hurricane season. The good news is that experts do not anticipate the historic level of storm activity seen in 2020. The not-so-good news is that NOAA is nevertheless predicting a season with...
This is the time of year when most of us start thinking about the upcoming Atlantic hurricane season, which officially begins June 1st. We anxiously await forecast predictions to find out whether this season’s storm activity will be above-, near-, or below-average. But what’s considered...
Are you ready for Risk Rating 2.0? The National Flood Insurance Program (NFIP) is rolling out the first major update to its rating and pricing methodology in 50 years. This is a big deal because the NFIP provides about $1.3 trillion of flood insurance coverage...