October 2011

31 Oct Workers’ Compensation and Telecommuting: Enjoying the Benefits While Controlling the Risks

Posted at 14:57h in Human Resources

Although telecommuting is not a new phenomenon, it has certainly gained traction since the turn of the century. According to the American Community Survey, which is conducted annually by the U.S. Census Bureau, the employee work-at-home, or WAH, population grew 61% from 2005 to 2009....

20 Oct Healthcare Reform Prompts Many to Explore Alternatives to Health Benefit Programs

Posted at 14:43h in Commercial Insurance, Health Insurance

The passage and continued implementation of Healthcare Reform, as well as its uncertain political future, have placed employers in a precarious position with their health benefit programs. Nevertheless, employers continue to do their best to balance the need to attract smart and sophisticated employees by...

18 Oct SBA Loans: Are They A Revolution In Self-Storage Financing?

Posted at 14:04h in Self-Storage

As of the release of the Standard Operating Procedures (SOP) 50 10 (5) (C), effective October 01, 2010, if an entity is "primarily engaged" in the provision of mini warehouse / storage services, not the leasing of real estate, it falls under the passive businesses...

18 Oct Maximizing Coverage for Multi-Building Condominium Associations in the Event of Insurer Insolvency

Posted at 13:57h in Condominium Governance

If an admitted insurance company becomes insolvent, the Florida Insurance Guaranty Association (FIGA) generally becomes obligated to pay up to $300,000 for each covered claim. However, for multi-building condominiums, the manner in which the association’s property insurance is structured could affect the amount FIGA will...

14 Oct Asking the Wrong Questions

Posted at 13:51h in Human Resources, Risk Management

Often times in business, we have the opportunity to get exactly what we want and need. The problem is, we just don’t ask for it correctly. Take, for example, something I did just the other day. I wrote an article and sent it to one of...

14 Oct The Volunteer Protection Act: It Does Not Protect Those Who Rely on Volunteers

Posted at 13:46h in Commercial Insurance, Human Resources, Risk Management

The Volunteer Protection Act of 1997 (VPA) is a federal law designed to promote volunteerism by protecting volunteers from liability if an injury occurs while they are volunteering. Many organizations relying on the services of volunteers assume that the protections afforded by the VPA extend...

12 Oct Making the Case for Personal Property Floaters

Posted at 13:37h in Personal Insurance

Most people believe their standard homeowners’ insurance policy is all they need to protect their property. While this may be true in terms of protecting their dwelling and other structures, the same may not be the case when it comes to protecting their personal property....