Professional Liability Archives

30 Aug Florida’s Minimum Wage Increasing to $10 Per Hour on September 30

Posted at 23:53h in 2021, Commercial Insurance, Human Resources, Labor & Employment Law, Professional Liability, Risk Management

By Anita Byer, Setnor Byer Insurance & Risk The largest minimum wage increase in Florida history is just weeks away! On September 30th, Florida’s minimum wage will increase to $10 per hour. That’s $1.35 more per hour than the current minimum wage and $1.44 more than...

27 Jul Business Insurance 101: What is a BOP?

Posted at 18:32h in 2021, Commercial Insurance, Cyber Risk, Professional Liability, Risk Management

By Anita Byer, Setnor Byer Insurance & Risk A Business Owner’s Policy (BOP) is a pre-packaged bundle of insurance coverages that are available to eligible small- and medium-sized businesses. BOPs are designed to provide a number of essential insurance coverages in a convenient and cost-effective manner....

04 Jun This Is What Businesses Need To Know About Florida’s COVID-19 Liability Protection Law

Posted at 20:59h in 2021, Commercial Insurance, COVID-19, Professional Liability, Risk Management, Safety

Florida’s COVID-19 liability protection law should help businesses avoid baseless coronavirus-related liability claims. After all, COVID-19 taught us that it’s virtually impossible to avoid a highly-contagious virus in the midst of a global pandemic. Virus-free zones are an illusion. The risk of exposure and infection...

19 Feb Business Insurance 101: Certificates of Insurance

Posted at 20:16h in Auto Insurance, Commercial Insurance, Condominium Governance, Cyber Risk, Professional Liability, Risk Management

Certificates of Insurance make the business world go round and round. General contractors demand them from subcontractors. Commercial lenders request them from borrowers. Landlords require them from tenants. Virtually every business will request or will be asked to provide a Certificate of Insurance at one...

29 Dec COVID-19 Update: FFCRA’s Mandatory Paid Leave Provisions Expiring December 31st; Tax Credits Extended Until March 31, 2021

Posted at 18:51h in Health Insurance, Human Resources, Labor & Employment Law, Professional Liability, Risk Management

Setnor Byer Insurance & Risk On December 27, 2020, the second major coronavirus stimulus package was signed into law. The COVID-Related Tax Relief Act of 2020 includes a number of relief measures to address the health and economic impacts of the COVID-19 pandemic. But, what about...

28 Dec Can Employers Make the COVID-19 Vaccine Mandatory for Employees Under the Americans with Disabilities Act?

Posted at 14:19h in Americans with Disabilities Act, Commercial Insurance, Labor & Employment Law, Professional Liability, Risk Management, Safety

Setnor Byer Insurance & Risk The COVID-19 vaccines provide a glimmer of hope as new cases surge nationwide. It also raises some interesting questions for employers. How, for example, will the vaccine’s increasing availability be viewed in the context of the Americans with Disabilities Act (ADA)?...

15 Sep Florida’s Workers’ Compensation Insurance Rates Expected to Decrease in 2021

Posted at 16:14h in Labor & Employment Law, Professional Liability, Risk Management, Safety

Florida employers may see lower workers’ compensation insurance premiums in 2021. The National Council on Compensation Insurance is proposing a statewide average rate decrease of 5.7 percent for 2021. NCCI is a licensed rating organization authorized to submit workers’ compensation rate filings on behalf of...

22 Jul Experts Are Predicting a Surge in Employment-Related COVID-19 Lawsuits

Posted at 16:53h in Commercial Insurance, Labor & Employment Law, Professional Liability, Risk Management

Employers have endured a parade of challenges since the coronavirus disease 2019 (COVID-19) pandemic began. The parade, it seems, is far from over. According to a recent white paper co-sponsored by Liberty Mutual Insurance Company, there is early evidence that employment-related COVID-19 claims are on...

14 Jul COVID-19 Paid Leave: When Does the Small Business Exemption Apply?

Posted at 16:46h in Labor & Employment Law, Professional Liability, Risk Management

The Families First Coronavirus Response Act (FFCRA) requires paid sick leave and expanded family and medical leave for employees who miss work for specific reasons related to coronavirus disease 2019 (COVID-19). These requirements generally apply to private employers with fewer than 500 employees, but there...

30 Jun When Can Employees with COVID-19 Return to Work?

Posted at 12:48h in Commercial Insurance, Labor & Employment Law, Professional Liability

The likelihood of an employee testing positive for coronavirus disease 2019 (COVID-19) increases with every new case. By now, employers know that employees suspected or confirmed to have COVID-19 must be kept away from the workplace. But, when should they be allowed back? The Centers for...

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