By Anita Byer, Setnor Byer Insurance & Risk Florida employers will have one more thing to be happy about in 2022. Workers’ compensation insurance premiums are going down…again. The Office of Insurance Regulation approved an overall average statewide decrease of 4.9 percent for workers’ compensation premiums...
Setnor Byer Insurance & Risk The COVID-19 vaccines provide a glimmer of hope as new cases surge nationwide. It also raises some interesting questions for employers. How, for example, will the vaccine’s increasing availability be viewed in the context of the Americans with Disabilities Act (ADA)?...
Setnor Byer Insurance & Risk Did you know that the Occupational Safety and Health Act’s health and safety standards apply to COVID-19? Since the coronavirus pandemic began, the Occupational Safety and Health Administration (OSHA) has received approximately 12,000 complaints and conducted nearly 300 inspections related to...
Florida employers may see lower workers’ compensation insurance premiums in 2021. The National Council on Compensation Insurance is proposing a statewide average rate decrease of 5.7 percent for 2021. NCCI is a licensed rating organization authorized to submit workers’ compensation rate filings on behalf of...
Do you know the secret to getting cheaper workers’ compensation insurance? It’s maintaining a safe workplace. In addition to being required by law, providing a safe workplace is good for business. An effective workplace safety program can protect employees from harm and even save lives. It can reduce costly and disruptive...
Great news for Florida employers! The Office of Insurance Regulation approved a statewide overall workers’ compensation rate level decrease of 13.8 percent for new and renewal policies starting January 1, 2019. This will be the second consecutive year that rates have gone down in Florida. The...
Does workers’ compensation insurance coverage automatically follow employees when they travel or work out of state? Nope. Workers’ compensation laws are state-specific. So are workers’ compensation insurance policies. An employee injured while working out of state will not have workers’ compensation coverage unless that state...
As a firm specializing in Workers' Compensation defense, General Liability defense, and Employment and Labor Law defense, we have a bird's eye view of the successful (and sometimes unsuccessful) practices of our clients. In this article, we offer preventative measures that can be utilized to...
While it is yet too early to know the ultimate cost to the United States property/casualty insurance sector for 2017’s catastrophic losses, experts are in agreement that the storm, fire and flood events could cost US insurers as much as 100 Billion – making 2017...
In a previous article, we discussed the possibility that Florida employers may soon be paying substantially more for workers' compensation insurance. Unfortunately, this possibility has become a reality. On October 5, 2016, the Florida Office of Insurance Regulation (OIR) issued a final order approving an overall...