By Anita Byer, Setnor Byer Insurance & Risk The Centers for Disease Control and Prevention (CDC) has shortened the recommended isolation and quarantine periods for anyone in the general public who is exposed to COVID-19. This change was motivated by data that shows most transmission occurs...
By Anita Byer, Setnor Byer Insurance & Risk The end of the year is a great time to reflect on the past and prepare for the future. It’s also the perfect time for an annual insurance check-up. As the days, weeks and months go by, our...
By Anita Byer, Setnor Byer Insurance & Risk The Equal Employment Opportunity Commission (EEOC) updated its COVID-19 technical assistance to address retaliation in pandemic-related employment situations. This was prompted in part by the fact that retaliation has been the most frequently alleged form of discrimination for...
By Anita Byer, Setnor Byer Insurance & Risk Florida employers will have one more thing to be happy about in 2022. Workers’ compensation insurance premiums are going down…again. The Office of Insurance Regulation approved an overall average statewide decrease of 4.9 percent for workers’ compensation premiums...
By Anita Byer, Setnor Byer Insurance & Risk The IRS announced that the Affordable Care Act’s affordability threshold for employer-sponsored group health plans will be 9.61 percent in 2022. Employers with 50 or more full-time or full-time equivalent employees (Applicable Large Employers or ALEs) must recognize...
By Anita Byer, Setnor Byer Insurance & Risk The Occupational Safety and Health Administration announced a new emergency temporary standard (ETS) to reduce the spread of COVID-19 in the workplace. It generally requires private employers with 100 or more employees (covered employers) to develop, implement and...
By Anita Byer, Setnor Byer Insurance & Risk Did you know that the majority of data breaches are driven by credential theft? Hackers are constantly probing the Internet trying to steal login credentials. One uninformed or unsuspecting user or one careless act, and that’s it. Your...
By Anita Byer, Setnor Byer Insurance & Risk Citizens Property Insurance Corporation, Florida’s insurer of last resort, is planning to drastically increase the number of residential property inspections in the coming years. Citizens inspected roughly one percent of all its policies in-force last year and plans...
By Anita Byer, Setnor Byer Insurance & Risk Did you know that the U.S. experienced 308 billion-dollar weather and climate disaster events since 1980? According to the National Oceanic and Atmospheric Administration, the total cost of these events exceeds $2 trillion. Since 1980, the U.S. averaged...
By Anita Byer, Setnor Byer Insurance & Risk October may officially be Cybersecurity Awareness Month, but that doesn’t mean businesses can afford to take the rest of the year off. Gone are the days when cybersecurity was seen as an ancillary function. Today, businesses should be...