By Anita Byer, Setnor Byer Insurance & Risk This week, many will be celebrating Thanksgiving in traditional fashion. By traditional, we mean eating and shopping. With so much time spent planning and preparing, it is easy to forget about the risks associated with these activities. The...
By Anita Byer, Setnor Byer Insurance & Risk A survey of publicly reported data breaches revealed that 2022 nearly broke the record for most data compromise events in a single year. According to the Identity Theft Resource Center’s 2022 Data Breach Report, there were 1,802 publicly...
By Anita Byer, Setnor Byer Insurance & Risk Did you know that fraudulent funds transfer (FFTs) is quietly becoming a leading driver of cyber loss? A recent survey of cyber insurance claims by Corvus Insurance revealed that the frequency of FFT claims has surpassed all others,...
By Anita Byer, Setnor Byer Insurance & Risk October is Cybersecurity Awareness Month. This year’s theme, See Yourself in Cyber, is meant to communicate the fact that cybersecurity ultimately depends on people. Although cybersecurity can be an incredibly complex topic, in most cases, your organization’s best...
By Anita Byer, Setnor Byer Insurance & Risk It’s time for Cybersecurity Awareness Month 2022! For nearly twenty years, October has been recognized as Cybersecurity Awareness Month. It was created as a collaborative effort between government and private industry to help individuals stay safe and secure...
By Anita Byer, Setnor Byer Insurance & Risk The likelihood of identity theft seems to increase daily. With so many identities being stolen, many believe it’s a matter of when, not if. Taking preventative measures is crucial to reducing the likelihood of being a victim, but...
By Anita Byer, Setnor Byer Insurance & Risk Did you know that the majority of data breaches are driven by credential theft? Hackers are constantly probing the Internet trying to steal login credentials. One uninformed or unsuspecting user or one careless act, and that’s it. Your...
By Anita Byer, Setnor Byer Insurance & Risk October may officially be Cybersecurity Awareness Month, but that doesn’t mean businesses can afford to take the rest of the year off. Gone are the days when cybersecurity was seen as an ancillary function. Today, businesses should be...
By Anita Byer, Setnor Byer Insurance & Risk A Business Owner’s Policy (BOP) is a pre-packaged bundle of insurance coverages that are available to eligible small- and medium-sized businesses. BOPs are designed to provide a number of essential insurance coverages in a convenient and cost-effective manner....
Certificates of Insurance make the business world go round and round. General contractors demand them from subcontractors. Commercial lenders request them from borrowers. Landlords require them from tenants. Virtually every business will request or will be asked to provide a Certificate of Insurance at one...