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Setnor Byer Insurance & Risk, founded in 1981 and a member of the Independent
Insurance Agents and Brokers of America, serves its national clientele through many
of the nation's leading property, casualty, and benefits insurers, including The
Hartford, CNA, The Travelers, Zurich, Philadelphia Insurance Companies, and many
more. The insurance industry has consistently recognized Setnor Byer with “Quality
of Business” honors and has counted the Agency among a unique set of firms that
strive for excellence in service, underwriting, and risk management. Contact us
In 1997, Setnor Byer, intrigued by the potential of technology to transform and
improve business operations, formed The Human Equation to provide clients with online
risk management technology solutions designed to optimize the insurance offering.
These solutions provide substantive benefits to clients of the firm and go well
beyond all traditional insurance and risk management services. At the core of our
offering is a Learning Resource Center, which serves as a client community portal
that hosts an abundance of tools to support an enterprise's efforts to communicate,
educate, and reinforce competencies within their organization.
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