Employment practices liability insurance (EPLI) protects employers in the event of such workplace claims as discrimination, wrongful termination, and sexual harassment.
Generally, a policy covers eligible losses stemming from such causes of action, as well as associated litigation costs, including attorneys' fees.
EPLI can also include third-party liability, which protects an insured against claims from third parties alleging such violations as discrimination or harassment.
EPLI should be considered only the last line of defense in a business's risk management arsenal.
You need Employment Practices Liability if:
Your organization is concerned about allegations of discrimination, including harassment
Your organization is concerned about allegations of wrongful termination and retaliation
Your organization wants protection against 3rd party allegations of discrimination
Your organization enters into employments contracts and is concerned about claims of breach
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