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Liability Insurance

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What is Liability Insurance?

Liability insurance, also known as commercial general liability, protects businesses from third-party claims for bodily injury, associated medical costs and damage to another person's property.

For example, a client comes to your office to discuss a contract. The client trips on a floor rug and gets injured – your business may be liable. General liability coverage will protect your business–whether you are at fault or not–against covered claims by paying defense costs and any damages, up to your policy limit.

Liability insurance is right for your business if:

Your employees visit clients' businesses or have clients visit your business

- - You use third-party locations for business-related activities

- - You are required to purchase general liability before entering a contract

You or your staff write or speak about a client's business

You or your staff have access to a client's equipment

Contact an Expert

If you have questions about liability insurance, please contact our experts today.

Our office hours are Monday-Friday from 8:00 a.m.- 4:30 p.m. EST. Any inquiry received by 4:00 p.m. EST will be answered same-day. All other inquiries will receive a response within 24 hours of submission.