Directors & Officers

18 Dec New AI-specific insurance exclusions underscore risks associated with generative artificial intelligence

Posted at 13:29h in 2025, Directors & Officers, Professional Liability, Risk Management, Uncategorized

Anita Byer Generative Artificial Intelligence (GAI) is a type of artificial intelligence that creates new content (text, images, audio, video) in response to basic user prompts. Many organizations are now exploring ways to leverage this transformative technology to advance operational and business objectives. But despite its...

05 Mar The Volunteer Protection Act protects volunteers, not nonprofit organizations

Posted at 14:50h in 2025, Directors & Officers, Risk Management

The federal Volunteer Protection Act (VPA) was enacted to protect volunteers from liability if they cause harm to another while working on behalf of a nonprofit organization. Many nonprofit organizations that rely on volunteers believe that the protections afforded by the VPA extend to the...

17 Jul Training for Florida condominium board members is now mandatory

Posted at 14:39h in Condominium Governance, Directors & Officers, Risk Management

By Anita Byer, Setnor Byer Insurance & Risk Get certified in Florida now! A recent statutory amendment substantially changed the training and certification requirements for those serving on the board of a Florida residential condominium association. The new board member training requirement, which was optional, is now...

20 Jun Florida Governor signs comprehensive condominium bill into law

Posted at 16:53h in Condominium Governance, Directors & Officers, Property Insurance, Uncategorized

By Anita Byer On June 14, 2024, Florida Governor Ron DeSantis signed a comprehensive condominium bill into law. House Bill 1021 (Community Associations) includes numerous statutory amendments that relate to condominium governance and association management, most of which become effective July 1, 2024. That means board...

03 Jan Using indemnification agreements and additional insured status to allocate risk

Posted at 10:44h in Commercial Insurance, Directors & Officers, Risk Management

By Anita Byer, Setnor Byer Insurance & Risk Risk allocation involves identifying who is responsible for what and for how much. Business and commercial contracts, for example, typically require one party to assume the liability of another party. These risk transfers are increasingly being used in...

14 Jul Florida changes milestone inspection requirements for condominiums

Posted at 18:52h in 2023, Condominium Governance, Directors & Officers

By Anita Byer, Setnor Byer Insurance & Risk Numerous changes were recently made to Florida’s mandatory milestone inspection requirement for condominium associations. This statewide requirement was enacted last year to ensure aging condominium buildings that are three stories or more in height remain safe for continued...

18 Jul Florida condominiums preparing for initial structural integrity reserve study

Posted at 17:05h in 2022, Commercial Insurance, Condominium Governance, Directors & Officers

By Anita Byer, Setnor Byer Insurance & Risk Florida condominium associations are now required to complete a structural integrity reserve study for buildings that are three or more stories high. This new requirement was enacted during a special legislative session in response to last year’s Champlain...

28 Jun 5 things condominiums need to know about Florida’s new “milestone inspection” requirement

Posted at 20:03h in 2022, Condominium Governance, Directors & Officers

By Anita Byer, Setnor Byer Insurance & Risk Florida enacted a new “milestone inspection” requirement for condominium associations to ensure aging buildings remain safe for continued use. The hope is that a statewide mandatory structural inspection requirement will prevent a repeat of last year’s tragic collapse...

16 Jun New reporting requirement for Florida condominium associations

Posted at 20:12h in 2022, Condominium Governance, Directors & Officers

By Anita Byer, Setnor Byer Insurance & Risk Did you know that a new reporting requirement for Florida condominium associations recently became law? It was enacted during a special legislative session in response to last year’s Champlain Towers collapse in Surfside, Florida. As a result, condominiums...

06 Oct Every Month Should Be Cybersecurity Awareness Month

Posted at 20:32h in 2021, Commercial Insurance, Cyber Risk, Directors & Officers, Risk Management

By Anita Byer, Setnor Byer Insurance & Risk October may officially be Cybersecurity Awareness Month, but that doesn’t mean businesses can afford to take the rest of the year off. Gone are the days when cybersecurity was seen as an ancillary function. Today, businesses should be...