Many believe that expensive homeowners’ insurance is just the reality of living the American Dream. But, there are ways to lower your premium. This year, instead of (only) cringing and cursing about the cost of renewing your homeowners’ insurance, find out if any of these...
They say change is the only constant in life. Chances are you've already experienced some of life's bigger changes, like marriage, childbirth, a new job, house or car, becoming an ‘empty nester' or retirement. Chances are you didn't consider how these changes may have affected...
Motorcycle owners tend to be enthusiasts who have made riding an important part of their life, and their numbers are growing. According to the National Highway Traffic Safety Administration, the number of registered motorcycles has been steadily increasing for years. Given the inherent risks of...
Many people don't realize that flooding is the most common natural disaster in the United States. In the past 5 years, all 50 states have experienced floods. According to the Federal Emergency Management Agency (FEMA), total flood claims average nearly $4 billion per year. The...
Homeowners insurance is designed to protect against losses to your home and its contents, as well as liability for accidents that may occur on the property. Since the United States homeownership rate is nearly 65%, homeowners' insurance is an important topic for many of us. To...
People often say that driving or riding in a car is the most dangerous part of their day. Statistically speaking, many of these people may be right. According to the National Highway Traffic Safety Administration (NHTSA), there were approximately 5.6 million police-reported motor vehicle crashes,...
According to the Federal Trade Commission, identity theft continues to top the list of consumer complaints. In 2013, American consumers reported losing more than $1.6 billion to fraud, which is approximately $2,294 per incident. The highest reported age group for identity theft is 20-29, and...
At one time or another, most of you have let a friend borrow your car. Unfortunately, many of you probably weren't thinking about insurance coverage as you handed over the keys. So what do you think, if your friend gets into an accident while driving...
Insurance companies have a general duty of good faith when settling the claims of their policyholder. This duty of good faith can come from statute, common law, or both. For example, in addition to having a common law duty of good faith, insurance companies in...
For most people, their biggest purchase is their home. Following the four must-dos for shopping for homeowners insurance can help you find the best value and the best protection for your home: Get advice from a professional agent who will take the time to guide...