Safety

04 Jun Are You Ready for the 2013 Hurricane Season?

Posted at 14:54h in Commercial Insurance, Condominium Governance, Personal Insurance, Risk Management, Safety

For those living or working in areas at risk of experiencing a tropical storm or hurricane, June 1st rarely passes unnoticed. At Setnor Byer Insurance & Risk, we understand that preparing for Hurricane Season is rarely easy and often stressful. We also understand that a...

28 May Prevent Data Security Breaches by Protecting Laptop Computers

Posted at 14:48h in Commercial Insurance, Cyber Risk, Risk Management, Safety

While laptop computers can increase workforce productivity, they also increase the risk of harmful and costly data security breaches. Since a lost or stolen laptop can jeopardize sensitive information, the Federal Trade Commission recommends the following preventative measures to protect laptop computers and the personally...

07 May Lowering Your Hurricane Insurance Premium

Posted at 14:33h in Personal Insurance, Risk Management, Safety

Many homeowners believe that switching insurance companies is the only way to save on their windstorm (hurricane) insurance premiums. Unfortunately, companies with the lowest premiums may not have enough money to pay claims after a storm. Rather than buy insurance from an insurance company without...

02 Jan What is “No-Fault” Auto Insurance?

Posted at 14:31h in Auto Insurance, Personal Insurance, Risk Management, Safety

No-Fault Automobile Insurance is designed to reduce the overall cost of insurance by making quick payments to individuals injured in an accident regardless of fault and by limiting the right to file lawsuits after the accident. Though relatively straightforward, the concept of No-Fault insurance is...

08 Sep But I Don’t Even Live in California! The Case for Earthquake Insurance Coverage

Posted at 20:39h in Commercial Insurance, Personal Insurance, Risk Management, Safety

On August 23, 2011, a 5.8 magnitude earthquake centered near Mineral, Virginia was felt from Alabama to Ontario. Many of those affected did not know that earthquakes could happen in places like New York City, Washington D.C., or Philadelphia. These people held the common, but...

29 Dec Controlling Slip-and-Fall Liability: Tips for Self-Storage Facility Operators

Posted at 13:14h in Professional Liability, Risk Management, Safety, Self-Storage

Self-storage operators are not immune to slip-and-fall liability. While the volume of foot traffic at a self-storage facility may not reach that of other types of businesses, customers must still enter the premises to store, access and retrieve their property. As a result, an exposure...

18 Oct Improving Patient Safety and Combating Abuse in Long-Term Care Facilities

Posted at 19:13h in Health Insurance, Safety

In a move aimed at combating abuse and neglect in the nation’s long-term care facilities, the Centers for Medicare & Medicaid Services (CMS) awarded more than $13 million on October 6, 2010, to six states to design comprehensive applicant criminal background check programs for jobs...

27 Sep Notice of Work-Related Fatality

Posted at 18:37h in Risk Management, Safety

Do employers have seven days to notify the Occupational Safety and Health Administration of a work-related incident that has resulted in the death of an employee? No. All employers covered by the Occupational Safety and Health Act of 1970 are required to notify the Occupational Safety...

27 Sep Co-Worker Retaliation under Title VII

Posted at 18:27h in Human Resources, Safety

One of my employees, after alleging that a popular supervisor sexually harassed her, has also claimed to have been repeatedly harassed by several coworkers angry at her for filing a complaint against this supervisor, with whom they are friends. Could the coworkers' actions lead to...

19 Aug Florida’s New Transitory Foreign Substance Law: Altering the Landscape in Slip-and-Falls?

Posted at 16:29h in Safety

Whether you operate an amusement park, a restaurant, or a grocery store, the thought of a customer slipping and falling on the premises can cause an unsettling, if brief, feeling of panic in proprietors who invite the public onto their premises for the purpose of...