liability - Setnor Byer

21 Apr Would you like to see our Wine List? Liability Stemming From the Sale of Alcoholic Beverages

Posted at 19:24h in Risk Management

In addition to serving meals, many food service establishments have become their community's local watering hole. This can be welcome news because offering wine with dinner or serving a few cocktails during the 'big game' may serve to boost the bottom line. And, during these...

15 Mar Minimizing Risk in Self-Storage: Employment Practice Liability Insurance

Posted at 18:44h in Risk Management, Self-Storage

What the risk-management process lacks in excitement it more than makes up for in importance. Since the absence of an effective risk-management plan can undermine even the most successful business, minimizing or eliminating risk is the cornerstone of any profitable commercial venture. When developing a risk-management...

02 Dec Minimizing Risk Created by Delivery Drivers: More Than Just Food in Less than Thirty Minutes

Posted at 17:10h in Risk Management

Many food service establishments offer delivery services to their customers. Although this convenience provides the opportunity to increase revenues, it may also be accompanied by the unwanted consequence of increasing liability exposure. By placing delivery drivers on the road to advance a specific business interest,...

16 Oct Surety Bonds for Construction Firms: What Contractors Should Know

Posted at 15:25h in Commercial Insurance, Risk Management

It goes without saying that before entering into a contract, especially a construction contract, any prudent businessperson should make sure that the contractor is not only qualified to do the work but also able to meet all the financial obligations required by the job. After...

19 Aug “Have a Nice Trip, See You Next Fall”: Why Food Service Establishments Aren’t Laughing

Posted at 14:12h in Risk Management, Safety

The classic routine in which a hapless person "slips on a banana peel" has been a staple of comedy guaranteed to elicit laughter from an audience. Unfortunately, there is nothing funny about watching a similar scene unfold in real life, especially when the person falling...

14 Aug “Slippery When Wet”: Preventing Falls in Food Service Establishments

Posted at 13:28h in Commercial Insurance, Risk Management, Safety

When asked to identify workplace hazards, people tend to recall extreme situations, such as collapsed mines or chemical explosions - incidents that make front-page headlines. Yet statistics show that employees face the greatest risk from falls, which can occur in any workplace - including yours....

14 Jul When Duty Calls, How Should Your Establishment Respond?

Posted at 18:36h in Commercial Insurance, Professional Liability, Risk Management

The Saturday night crowd in the popular restaurant is larger than usual. Guests are enjoying cocktails and conversations at the bar while waiting for a table. Food preparers are busy, but activity in the back of the house is going smoothly. Suddenly, a diner, in...

16 Apr When Are Accidents Preventable? A Guide for Organizations Seeking to Minimize Losses and Keep Auto Insurance Rates Reasonable

Posted at 14:24h in Auto Insurance, Risk Management, Safety

Every organization's risk manager dreads a phone call like this from one of the company's drivers: "I've been in an accident. I'm okay, and so is the other driver, but my vehicle is totaled. It wasn't my fault, though - the other car just came...

10 Jan Crossing Borders: The Deficiencies of Domestic Insurance Policies in International Commerce

Posted at 14:10h in Commercial Insurance, Risk Management

Today, organizations from around the globe are expanding their presence and venturing into international markets. With the evolution of the Internet and advances in technology, world markets are more accessible than ever, and organizations like yours are seeking foreign opportunities or are already selling into...

15 Nov Filling the Risk Management Gap: How Employment Practice Liability Insurance Can Protect Your Business

Posted at 20:23h in Professional Liability, Risk Management

Consider this scenario: An employee in your organization files a discrimination lawsuit, alleging that she was not promoted because of her gender. You're confident that the promotion went to the better-qualified candidate and believe you have sufficient documentation to support this decision. Still, having to defend...

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