Did you know that maintaining a safe workplace can lower the cost of workers’ compensation insurance? It’s true. Employers with fewer workplace injury claims may enjoy valuable premium credits. Alternatively, employers with more injury claims may suffer higher insurance premiums. The resulting premium difference can...
Virtually every aspect of our personal and professional lives is password protected. Forgetting your password is like forgetting where you parked. You’re stuck. With so many passwords to remember, we try to make passwords easier to remember by taking shortcuts. Though some are clever, many...
In many of the approximately six million car accidents each year, taking immediate action after a crash can minimize damage to people and property. Since even minor accidents can leave you dazed and confused, we created this infographic to help you remember the steps you...
Business Email Compromise (BEC) attacks are sophisticated scams that compromise legitimate business e-mail accounts to conduct unauthorized fund transfers. These attacks are also called ‘whaling’ because they are similar to phishing, but on a larger scale. BEC attacks have grown in popularity in recent years,...
Drones were a popular gift during the holidays. The Federal Aviation Administration estimates that approximately 800,000 recreational drones were sold in the last quarter of 2015. However, despite being recreational, drones are not toys. In fact, drones are considered aircraft under federal law and must...
Condominium associations are often approached by unit owners or tenants requesting an accommodation to have a service animal, even though the animal itself, either because of its species or size, violates an association’s pet policy. Though it’s not always easy to tell the difference between...
Insurance is an essential part of running a successful business. Though you don’t have to be an insurance expert, a general understanding of the following business policies and coverages can help identify and fill potential coverage gaps. It can also make you a more informed...
They say change is the only constant in life. Chances are you've already experienced some of life's bigger changes, like marriage, childbirth, a new job, house or car, becoming an ‘empty nester' or retirement. Chances are you didn't consider how these changes may have affected...
We hoped Anthem's January data breach would be the last large-scale event of 2015. Our hopes were dashed by the Office of Personnel Management's massive breach that exposed personal information of more than 20 million current, former and prospective federal employees and contractors. This is...
Homeowners insurance is designed to protect against losses to your home and its contents, as well as liability for accidents that may occur on the property. Since the United States homeownership rate is nearly 65%, homeowners' insurance is an important topic for many of us. To...