Despite becoming law over four years ago, the Affordable Care Act continues to make headlines. Since it's not easy to keep track of all the changes, let's take a look at some of the more significant recent developments. Elimination of Small Group Deductible Limits A significant ACA...
Protecting your family, home and property is a full time job. Unfortunately, busy schedules often get in the way of making safety a top priority. Since May is National Electrical Safety Month, now is a good time to discuss electrical hazards and review effective safety...
Resident managers are not as common as they used to be in the self storage industry. For some self storage facilities, however, a manager living on the premises may be the key to running a successful operation. Though cost is an important factor when deciding...
Upon receiving notice of a claim, an insurance company must determine whether it is covered by a policy. If a claim is clearly covered, the insurance company will begin the process of defending or indemnifying the insured. Alternatively, claims that are clearly not covered will...
In February 2013, President Obama issued Executive Order 13636 on Improving Critical Infrastructure Cybersecurity. This Order calls for the development of a framework of industry standards and best practices to help organizations manage increasing cybersecurity risks. On February 12, 2014, the National Institute of Standards...
Since most businesses rely on technology, providing technology services has become big business. Technology companies provide goods, services and expertise that can increase efficiency, productivity and profitability. These businesses may involve: System / network development and administration Application and website programming and design Hardware installation...
Under the Affordable Care Act, health insurance issuers in the individual and group markets are generally required to guarantee insurance coverage to every employer and individual that applies. Beginning in 2015, this guarantee will extend to same-sex spouses. On March 14, 2014, the Department of Health...
Though many have heard about road rage, few truly grasp the problem. Many people don't know that: More than 1,000 deaths have been attributed to road rage since 2007 Over a 5 year period, reports of extremely angered drivers have doubled, increasing by 170% A...
Though many believe substance abuse is not a problem in their workplace, statistics suggest otherwise. According to the National Institute on Drug Abuse (NIDA), nearly 75% of substance and alcohol abusers are employed. In addition to costing employers billions of dollars per year, substance abusers...
For many condominiums and homeowners' associations, the end of the calendar year is also the end of the fiscal year. This means that associations should be well on their way to completing their statutorily required financial reports. Unless a different date is specified in the bylaws,...