In many states, including Florida, workers' compensation insurance rates are set by the state, which means that regardless of which insurance company ultimately provides the insurance, the rates remain the same. Therefore, unlike with other types of insurance, consumers are limited in their ability to...
The numbers don't lie: According to PricewaterhouseCoopers' Health Research Institute, medical costs for 2009 will increase by almost 10 percent, significantly outpacing the current rate of inflation. In response to these skyrocketing costs, the Institute also reports on the increasing popularity of workplace wellness programs,...
The classic routine in which a hapless person "slips on a banana peel" has been a staple of comedy guaranteed to elicit laughter from an audience. Unfortunately, there is nothing funny about watching a similar scene unfold in real life, especially when the person falling...
When asked to identify workplace hazards, people tend to recall extreme situations, such as collapsed mines or chemical explosions - incidents that make front-page headlines. Yet statistics show that employees face the greatest risk from falls, which can occur in any workplace - including yours....
Let's start by recalling what we mean by "preventable" accidents - those accidents that can be avoided in spite of any adverse driving conditions and in spite of any unsafe practices on the part of the driver who caused the accident. The key to preventing...
Every organization's risk manager dreads a phone call like this from one of the company's drivers: "I've been in an accident. I'm okay, and so is the other driver, but my vehicle is totaled. It wasn't my fault, though - the other car just came...
We are an Independent Insurance Agency, and not unlike most of our South Florida neighbors, suffered during the aftermath of Hurricane Wilma. We were left with damaged property, no electricity, an interrupted business, and employees that, each, suffered similar consequences. Yet, we were not permitted...
There's nothing more exciting or memorable for a vehicle owner than the day he or she acquires a brand new vehicle. Unfortunately, if the vehicle is in an accident and a total loss occurs, this great day can come to a screeching halt. Unexpected problems...
Charley, Frances, Ivan, Jeanne- Floridians have had to indulge a few unwelcome guests as Mother Nature unleashed one hurricane after another within a two month period. The Sunshine State, to some, has been aptly renamed the Hurricane State. The Hurricane Season has yet to end,...
