ACA Tag

Though the term ‘grandfathered' is commonly used when discussing group health insurance under the Affordable Care Act (ACA), many people don't know what it means. ‘Grandfathered' is used to describe group health plans that are exempt from many of the ACA's provisions. These exemptions were...

The Employee Retirement Income Security Act (ERISA) is a federal law that sets minimum standards for most voluntarily established employee pension and welfare plans in the private sector. To protect individuals in these plans, ERISA requires plan administrators, which are oftentimes the employers, to provide...

Under the Affordable Care Act, health insurance issuers in the individual and group markets are generally required to guarantee insurance coverage to every employer and individual that applies. Beginning in 2015, this guarantee will extend to same-sex spouses. On March 14, 2014, the Department of Health...