Insurance Agents Tag

18 Aug Business Interrupted? Don’t Let a Property Loss Jeopardize Your Business

Posted at 19:26h in Commercial Insurance, Employee Benefits, Professional Liability, Risk Management

Did you know that nearly 40% of businesses do not reopen and another 25% fail within a year after a catastrophe or disaster? The actual loss or damage to buildings, facilities and property is often the reason for this frightening statistic, but it isn’t the...

27 Apr Is Your Business Ready for New FLSA White-Collar Overtime Rules?

Posted at 18:09h in Labor & Employment Law, Professional Liability, Risk Management

Over two years ago, the possibility of new overtime rules for white-collar employees under the Fair Labor Standard Act (FLSA) first appeared on the horizon. Last year, the Department of Labor (DOL) released proposed revisions to overtime exemption regulations, including those for executive, administrative and...

24 Feb Is Telemedicine Right for Your Business?

Posted at 16:27h in Group Benefits, Health Insurance

Industry experts estimate that 80% of employers will offer telemedicine by 2018. So what exactly is this trending health care benefit? Well, telemedicine generally refers to the practice of using telecommunications technologies (phone, Internet, etc.) to diagnose and treat patients, and in case you haven't...

10 Feb Using the Benefits of Representations and Warranties Insurance When Buying or Selling a Business

Posted at 14:41h in Commercial Insurance, Professional Liability, Risk Management

Deals to buy or sell a business typically include statements of fact by the seller about the business. These representations and warranties are then combined with indemnification provisions to allocate risks and liabilities between the parties. Negotiating representations and warranties can be challenging, and deals...

10 Nov Can You Save Money by Customizing Your Homeowners’ Insurance Coverage?

Posted at 17:54h in Personal Insurance

Many believe that expensive homeowners’ insurance is just the reality of living the American Dream. But, there are ways to lower your premium. This year, instead of (only) cringing and cursing about the cost of renewing your homeowners’ insurance, find out if any of these...

21 Jan Homeowners’ Insurance Claims: By the Numbers

Posted at 13:38h in Personal Insurance, Risk Management

Homeowners insurance is designed to protect against losses to your home and its contents, as well as liability for accidents that may occur on the property. Since the United States homeownership rate is nearly 65%, homeowners' insurance is an important topic for many of us. To...

03 Apr Insurance for Tech Companies

Posted at 14:55h in Commercial Insurance, Risk Management

Since most businesses rely on technology, providing technology services has become big business. Technology companies provide goods, services and expertise that can increase efficiency, productivity and profitability. These businesses may involve: System / network development and administration Application and website programming and design Hardware installation...

08 Jan Understanding the National Flood Insurance Program

Posted at 20:39h in Personal Insurance

Property damage caused by flooding is not covered by standard homeowners’ insurance policies, so those facing a flood risk need a separate flood insurance policy. The National Flood Insurance Program (NFIP) provides access to affordable, federally backed flood insurance. What is a Flood? The NFIP defines a...

17 Dec Shopping for Insurance: Quality versus Cost

Posted at 20:15h in Commercial Insurance, Personal Insurance

People typically purchase insurance because they have to, not because they want to. For the most part, consumers are happy to obtain the minimum required insurance coverage at the lowest price they can find. That is, until a claim comes along. Only then do they...

09 Sep What is a Certificate of Insurance?

Posted at 14:26h in Commercial Insurance

Certificates of Insurance are documents provided by Agents to verify the existence of insurance coverage. They are commonly used when an agreement or contract requires a party to maintain specific types of insurance. For example, a Certificate of Insurance can be used when: A general...