Risky Business - Setnor Byer

28 Dec Can Employers Make the COVID-19 Vaccine Mandatory for Employees Under the Americans with Disabilities Act?

Posted at 14:19h in Americans with Disabilities Act, Commercial Insurance, Labor & Employment Law, Professional Liability, Risk Management, Safety

Setnor Byer Insurance & Risk The COVID-19 vaccines provide a glimmer of hope as new cases surge nationwide. It also raises some interesting questions for employers. How, for example, will the vaccine’s increasing availability be viewed in the context of the Americans with Disabilities Act (ADA)?...

17 Dec OSHA Inspections and Penalties for Coronavirus-Related Violations on the Rise

Posted at 14:52h in Commercial Insurance, Safety

Setnor Byer Insurance & Risk Did you know that the Occupational Safety and Health Act’s health and safety standards apply to COVID-19? Since the coronavirus pandemic began, the Occupational Safety and Health Administration (OSHA) has received approximately 12,000 complaints and conducted nearly 300 inspections related to...

23 Nov Amendment 2: Florida Voters Approve Ballot Initiative to Increase Minimum Wage

Posted at 13:35h in Labor & Employment Law

Setnor Byer Insurance & Risk It was too close to call on election day, but Florida’s minimum wage ballot initiative ultimately received enough votes to pass…barely. Florida requires a 60 percent supermajority to amend its constitution. Amendment 2 received 60.82 percent of the votes cast. Despite...

20 Nov CDC Offers Thanksgiving Tips to Keep COVID-19 Away on Turkey Day

Posted at 21:00h in Safety

Setnor Byer Insurance & Risk With more than 1 million new COVID-19 cases reported over the last seven days, the Centers for Disease Control and Prevention (CDC) is pleading with Americans to celebrate Thanksgiving at home this year. Unfortunately, travel and gatherings with family and friends...

12 Nov Affordable Care Act Update: IRS Extends ACA Reporting Deadline and Good-Faith Relief from Penalties

Posted at 20:02h in Affordable Care Act, Commercial Insurance, Employee Benefits, Group Benefits, Health Insurance

Setnor Byer Insurance & Risk This seemingly endless year is almost over…finally. That means it’s time for Applicable Large Employers (ALEs) to start focusing on the Affordable Care Act’s annual information-reporting requirements. Fortunately, the Internal Revenue Service extended the deadline for ALEs to furnish 2020 information...

23 Oct Ransomware Attacks Are Becoming More Common and More Expensive

Posted at 16:15h in Cyber Risk, Risk Management

Setnor Byer Insurance & Risk Did you know that the average ransomware demand in the first quarter of 2020 was $111,605? Ransomware is a type of malware that encrypts critical data so it cannot be accessed without a decryption key. Victims must, you guessed it, pay...

20 Oct Trick-Or-Treating During COVID-19? CDC Releases Halloween Safety Tips

Posted at 13:54h in Safety

Setnor Byer Insurance & Risk Last we checked; Halloween was still on the calendar. Good thing too, because after a year full of tricks, we deserve a few treats. Yet, there are legitimate concerns about celebrating Halloween during the pandemic. The decision to go trick-or-treating is...

15 Oct Florida’s Minimum Wage is Increasing in 2021

Posted at 13:59h in Labor & Employment Law

Setnor Byer Insurance & Risk On January 1, 2021, Florida’s minimum wage will increase nine cents to $8.65 per hour. The minimum wage for tipped employees, which must be paid in addition to tips, is also increasing nine cents to $5.63 per hour. Florida’s minimum wage...

21 Sep October is National Cybersecurity Awareness Month

Posted at 16:43h in Cyber Risk, Risk Management, Safety

Cybersecurity Awareness Month was launched in 2004 to promote online safety and security. This is particularly important in 2020 because so many things took a back seat when coronavirus disease 2019 arrived. COVID-19 may dominate the headlines, but data security breaches continue to pose a...

15 Sep Florida’s Workers’ Compensation Insurance Rates Expected to Decrease in 2021

Posted at 16:14h in Labor & Employment Law, Professional Liability, Risk Management, Safety

Florida employers may see lower workers’ compensation insurance premiums in 2021. The National Council on Compensation Insurance is proposing a statewide average rate decrease of 5.7 percent for 2021. NCCI is a licensed rating organization authorized to submit workers’ compensation rate filings on behalf of...