By Anita Byer, Setnor Byer Insurance & Risk The latest recommendations from the Centers for Disease Control and Prevention suggest that we have entered a new phase of the COVID-19 pandemic. On March 1, 2024, the CDC officially eliminated the five-day isolation period for people with...
By Anita Byer, Setnor Byer Insurance & Risk Homeowners’ insurance is one of the most frequently purchased types of insurance. A lot of people struggle when this crucial coverage is unavailable or unaffordable. Unfortunately, it does not look like the hard homeowners’ insurance market of 2023...
By Anita Byer, Setnor Byer Insurance & Risk Cybercriminals, it seems, believe that records are meant to be broken. When it comes to data breaches, the worst year on record tends to be the latest year, and 2023 was no different. According to the Identity Theft...
By Anita Byer, Setnor Byer Insurance & Risk On January 10, 2024, the Department of Labor published a final rule for determining independent contractor status under the Fair Labor Standards Act. This rule seeks to combat employee misclassification, which according to the DOL, “is a serious...
By Anita Byer, Setnor Byer Insurance & Risk The beginning of the new year means that it is time for Applicable Large Employers to turn their attention to the Affordable Care Act’s annual information reporting requirements. Employers with 50 or more full-time or full-time equivalent employees...
By Anita Byer, Setnor Byer Insurance & Risk Risk allocation involves identifying who is responsible for what and for how much. Business and commercial contracts, for example, typically require one party to assume the liability of another party. These risk transfers are increasingly being used in...
By Anita Byer, Setnor Byer Insurance & Risk Did you know that fire departments respond to hundreds of home fires involving Christmas trees every year? Data from the National Institute of Standards and Technology, which is part of the U.S. Department of Commerce, shows that Christmas...
By Anita Byer, Setnor Byer Insurance & Risk Are you planning an office holiday party this year? If so, you are not alone. Employers nationwide are hosting workplace holiday celebrations for their employees. They can be a great way to show appreciation, increase employee morale and...
By Anita Byer, Setnor Byer Insurance & Risk This week, many will be celebrating Thanksgiving in traditional fashion. By traditional, we mean eating and shopping. With so much time spent planning and preparing, it is easy to forget about the risks associated with these activities. The...
By Anita Byer, Setnor Byer Insurance & Risk The Occupational Safety and Health Administration (OSHA) recently revealed a preliminary list of the most frequently cited safety violations for fiscal year 2023, which ended September 30th. The announcement, which was made at the 2023 NSC Safety Congress...