By Anita Byer, Setnor Byer Insurance & Risk The National Oceanic and Atmospheric Administration is predicting near-normal hurricane activity for the 2023 Atlantic hurricane season. NOAA forecasters predict a 40% chance of a near-normal season, a 30% chance of an above-normal season and a 30% chance...
By Anita Byer, Setnor Byer Insurance & Risk Hurricane season 2023 is nearly underway, so it’s time to start preparing…today. Perfect timing too, because the first week of May is Hurricane Preparedness Week. The National Oceanic and Atmospheric Administration sponsors this week to raise awareness of...
By Anita Byer, Setnor Byer Insurance & Risk The COVID national emergency is officially over. On April 10, 2023, House Joint Resolution 7 was signed into law, ending the national emergency declared back in March 2020 due to the COVID-19 pandemic. (The COVID public health emergency,...
By Anita Byer, Setnor Byer Insurance & Risk Florida’s recently enacted tort reform bill includes a new law to help multi-family residential properties defend against negligent security premises liability claims. It applies to residential properties with five or more dwelling units on a particular parcel, including...
By Anita Byer, Setnor Byer Insurance & Risk Tort reform is underway in the Sunshine State. On March 24, 2023, House Bill 837, an historic reform bill containing monumental changes to Florida’s civil tort system, was signed into law. According to its proponents, HB 837 will...
By Anita Byer, Setnor Byer Insurance & Risk Company-sponsored social and recreational events have become common in today’s workplace. They can be a great way to recognize achievements, celebrate holidays, strengthen bonds, build moral or just let off some steam. But what happens if an employee...
By Anita Byer, Setnor Byer Insurance & Risk A survey of publicly reported data breaches revealed that 2022 nearly broke the record for most data compromise events in a single year. According to the Identity Theft Resource Center’s 2022 Data Breach Report, there were 1,802 publicly...
By Anita Byer, Setnor Byer Insurance & Risk The Federal Trade Commission recently proposed a new rule that would ban the use of non-compete clauses in employment agreements. The FTC believes that the widespread use of non-compete clauses suppresses wages, hampers innovation and stifles entrepreneurship. According...
By Anita Byer, Setnor Byer Insurance & Risk Did you know that fraudulent funds transfer (FFTs) is quietly becoming a leading driver of cyber loss? A recent survey of cyber insurance claims by Corvus Insurance revealed that the frequency of FFT claims has surpassed all others,...
By Anita Byer, Setnor Byer Insurance & Risk Florida lawmakers just passed sweeping property insurance reforms to repair the state’s crumbling property insurance market. The Florida Legislature convened a second special legislative session in mid-December to address the current property insurance crisis. While significant reforms were...