Florida has joined the growing number of states that regulate and permit the medical use of marijuana after more than 6.5 million Floridians voted to approve Amendment 2. As a result, the Florida Constitution now includes the right for people with one or more of...
In a previous article, we discussed the possibility that Florida employers may soon be paying substantially more for workers' compensation insurance. Unfortunately, this possibility has become a reality. On October 5, 2016, the Florida Office of Insurance Regulation (OIR) issued a final order approving an overall...
Have you ever been asked to provide or review a Certificate of Insurance? If not, chances are you will. A growing number of business agreements have mandatory insurance requirements, including those involving landlords, contractors, subcontractors, manufacturers, suppliers, vendors and service providers, to name a few....
Is it wrong to lie on an insurance application? Many believe that it's no big deal, like lying to the IRS. In reality, it can have serious consequences, like lying to the IRS. If an insurance application contains false or incorrect information, a claim that...
Did you know that nearly 40% of businesses do not reopen and another 25% fail within a year after a catastrophe or disaster? The actual loss or damage to buildings, facilities and property is often the reason for this frightening statistic, but it isn’t the...
Did you know that maintaining a safe workplace can lower the cost of workers’ compensation insurance? It’s true. Employers with fewer workplace injury claims may enjoy valuable premium credits. Alternatively, employers with more injury claims may suffer higher insurance premiums. The resulting premium difference can...
On December 1, 2016, it will be more expensive for employers to take advantage of the Fair Labor Standards Act’s (FLSA) so-called white collar overtime exemptions. Since FLSA violations have always been expensive, employers should begin the process of determining whether and to what extent...
A recent decision by the Florida Supreme Court may soon have employers paying substantially more for workers’ compensation insurance. In Castellanos v. Next Door Company, the Court ruled that Florida’s mandatory workers’ compensation attorney fee schedule is unconstitutional. In response to this ruling, the National...
Alex, which became the first Atlantic hurricane to form in January since 1938, obviously didn’t know that hurricane season runs from June 1st through November 30th. However, for those living or working in the Atlantic hurricane region, the first day of hurricane season rarely passes...
They’re heeeere. No, not a poltergeist, though for many they may be just as unsettling. We’re talking about the new minimum wage and overtime exemption regulations for white collar employees under the Fair Labor Standards Act (FLSA). The long-awaited Final Rule has been released and...