Anita Byer A recent report on global natural catastrophe losses revealed that despite an uncharacteristic lack of major events during the third quarter of 2025, insured losses still managed to top $100 billion globally for the sixth consecutive calendar year and the eighth year since 2017....
By Anita Byer The 2025 hurricane season is underway, so the time to prepare is now. We know that preparing for hurricane season can be overwhelming, particularly when the forecast is for above-normal storm activity. Fortunately, preparations can be made easier by working smarter, not harder....
By Anita Byer, Setnor Byer Insurance & Risk The National Oceanic and Atmospheric Administration is expecting above-normal hurricane activity during the 2024 Atlantic hurricane season. NOAA forecasters are predicting an 85 percent chance of an above-normal season, a 10 percent chance of a near-normal season and...
By Anita Byer, Setnor Byer Insurance & Risk The Federal Emergency Management Agency recently finalized Broward County’s new Flood Insurance Rate Maps (FIRMs). According to the City of Ft. Lauderdale’s Flood Plain Manager, Broward County’s new FIRM will expand the Special Flood Hazard Area by 15...
By Anita Byer, Setnor Byer Insurance & Risk The forecast team at Colorado State University is predicting an historically active Atlantic hurricane season in their initial 2024 forecast. In fact, the number of hurricanes forecast for 2024 is the most ever predicted by CSU in their...
By Anita Byer, Setnor Byer Insurance & Risk Homeowners’ insurance is one of the most frequently purchased types of insurance. A lot of people struggle when this crucial coverage is unavailable or unaffordable. Unfortunately, it does not look like the hard homeowners’ insurance market of 2023...
By Anita Byer, Setnor Byer Insurance & Risk Did you know that fire departments respond to hundreds of home fires involving Christmas trees every year? Data from the National Institute of Standards and Technology, which is part of the U.S. Department of Commerce, shows that Christmas...
By Anita Byer, Setnor Byer Insurance & Risk Buying homeowners’ insurance has become a pain in the you know what. It keeps getting harder for homeowners to find adequate and affordable insurance in a market with dwindling coverage options and surging prices. Unfortunately, it is starting...
By Anita Byer, Setnor Byer Insurance & Risk When it comes to protecting our homes against weather and climate disasters, our perception of weather risks must match the current reality, which is constantly changing. For instance, the reason it seems like damaging weather events are happening...
By Anita Byer, Setnor Byer Insurance & Risk The National Oceanic and Atmospheric Administration is predicting near-normal hurricane activity for the 2023 Atlantic hurricane season. NOAA forecasters predict a 40% chance of a near-normal season, a 30% chance of an above-normal season and a 30% chance...