Risk Management

05 Nov OSHA Imposes Mandatory COVID-19 Vaccination and Testing Policy on Employers with 100+ Employees

Posted at 22:05h in 2021, Commercial Insurance, COVID-19, Labor & Employment Law, Risk Management, Safety

By Anita Byer, Setnor Byer Insurance & Risk The Occupational Safety and Health Administration announced a new emergency temporary standard (ETS) to reduce the spread of COVID-19 in the workplace. It generally requires private employers with 100 or more employees (covered employers) to develop, implement and...

29 Oct What is Multi-Factor Authentication and Why Should Everyone Be Using It?

Posted at 21:37h in 2021, Commercial Insurance, Cyber Risk, Personal Insurance, Risk Management

By Anita Byer, Setnor Byer Insurance & Risk Did you know that the majority of data breaches are driven by credential theft? Hackers are constantly probing the Internet trying to steal login credentials. One uninformed or unsuspecting user or one careless act, and that’s it. Your...

22 Oct Florida Home Inspections Will Soar Under Citizens’ New “Holistic” Plan

Posted at 22:42h in 2021, Condominium Governance, Flood Insurance, hurricane season, Personal Insurance, Risk Management

By Anita Byer, Setnor Byer Insurance & Risk Citizens Property Insurance Corporation, Florida’s insurer of last resort, is planning to drastically increase the number of residential property inspections in the coming years. Citizens inspected roughly one percent of all its policies in-force last year and plans...

06 Oct Every Month Should Be Cybersecurity Awareness Month

Posted at 20:32h in 2021, Commercial Insurance, Cyber Risk, Directors & Officers, Risk Management

By Anita Byer, Setnor Byer Insurance & Risk October may officially be Cybersecurity Awareness Month, but that doesn’t mean businesses can afford to take the rest of the year off. Gone are the days when cybersecurity was seen as an ancillary function. Today, businesses should be...

29 Sep Florida’s New $10 Minimum Wage Poster

Posted at 14:53h in 2021, Commercial Insurance, Human Resources, Labor & Employment Law, Risk Management

By Anita Byer, Setnor Byer Insurance & Risk Florida’s new $10 minimum wage poster is now available! Just in time too, because the largest minimum wage increase in Florida history is here. On September 30, 2021, Florida’s minimum wage will increase to $10 per hour. But...

17 Sep Can Florida Condominiums Prevent Unit Owners from Installing Natural Gas Fuel Stations?

Posted at 23:27h in 2021, Commercial Insurance, Condominium Governance, Directors & Officers, Personal Insurance, Risk Management

By Anita Byer, Setnor Byer Insurance & Risk The Florida Legislature has a history of volunteering (i.e., forcing) condominium associations to join the Green Movement. A couple of years ago, lawmakers were focused on electric vehicles. This year it was natural gas vehicles. As a result,...

09 Sep The Case for Employment Practices Liability Insurance

Posted at 19:15h in 2021, Commercial Insurance, Employee Benefits, Human Resources, Labor & Employment Law, Risk Management

By Anita Byer, Setnor Byer Insurance & Risk The case for employment practices liability insurance (EPLI) has never been stronger. Businesses are operating in a rapidly changing environment that keeps producing unprecedented, previously unimaginable challenges. COVID-19, #MeToo, gig workers, remote workers, medical marijuana, CDC guidance, quarantines,...

30 Aug Florida’s Minimum Wage Increasing to $10 Per Hour on September 30

Posted at 23:53h in 2021, Commercial Insurance, Human Resources, Labor & Employment Law, Professional Liability, Risk Management

By Anita Byer, Setnor Byer Insurance & Risk The largest minimum wage increase in Florida history is just weeks away! On September 30th, Florida’s minimum wage will increase to $10 per hour. That’s $1.35 more per hour than the current minimum wage and $1.44 more than...

27 Jul Business Insurance 101: What is a BOP?

Posted at 18:32h in 2021, Commercial Insurance, Cyber Risk, Professional Liability, Risk Management

By Anita Byer, Setnor Byer Insurance & Risk A Business Owner’s Policy (BOP) is a pre-packaged bundle of insurance coverages that are available to eligible small- and medium-sized businesses. BOPs are designed to provide a number of essential insurance coverages in a convenient and cost-effective manner....

17 Jul Can Employers Prevent Unvaccinated Employees from Entering the Workplace?

Posted at 16:07h in 2021, Commercial Insurance, COVID-19, Human Resources, Labor & Employment Law, Risk Management, Safety

By Anita Byer, Setnor Byer Insurance & Risk Many employers are struggling with how to deal with the shrinking, yet substantial number of employees who are not vaccinated for COVID-19. As infection rates increase, employers are once again forced to consider actions to maintain operations while...