When it comes to data security breaches, things aren’t getting any better. According to Risk Based Security’s 2019 MidYear QuickView Data Breach Report, more than 3,800 data security breaches were reported in the first six months of 2019. More than 4.1 billion records were compromised. When compared to midyear 2018,...
Do you know the secret to getting cheaper workers’ compensation insurance? It’s maintaining a safe workplace. In addition to being required by law, providing a safe workplace is good for business. An effective workplace safety program can protect employees from harm and even save lives. It can reduce costly and disruptive...
The Atlantic Hurricane Season officially begins June 1st, but the unofficial peak of hurricane season doesn’t begin until August. According to the National Oceanic and Atmospheric Administration, tropical activity spikes from mid-August through mid-October. In other words, the unofficial peak of the 2019 hurricane season is officially underway. Before hurricane season began,...
In a previous article we introduced you to the sweeping statutory reform of Florida’s assignment of insurance benefits (AOB) laws. This reform was designed to limit the use of post-loss AOB agreements by insureds to assign their rights under an insurance policy to a third party. Home and...
On July 1, 2019, the Department of Labor’s Wage and Hour Division (WHD) issued an Opinion Letter addressing permissible rounding practices for calculating hours worked under the Fair Labor Standards Act. Opinion Letters represent the WHD’s official, written opinion on how a particular law applies in specific circumstances presented...
An assignment of insurance benefits (AOB) allows a vendor to collect insurance proceeds directly from the insurance company instead of the insured. Many are surprised to discover that AOBs are quite common. In fact, if you ever had property damage that required a construction contractor or water remediation company,...
It’s not déjà vu. The Department of Labor is trying to change the white-collar overtime exemptions …again. On March 22, 2019, the DOL published a proposed rule that would increase the minimum salary requirements for the Fair Labor Standards Act’s executive, administrative and professional overtime exemptions. The DOL estimates...
A surge in lawsuits has businesses asking about website accessibility requirements under the Americans with Disabilities Act, but there are few answers. Figuring out how websites fit into a law that predates the Internet has proved challenging. Courts are divided and specific regulations don’t exist. However, businesses can use...
A personal umbrella insurance policy can protect you and your family against catastrophic losses by providing an extra layer of coverage. “Everyone should have an umbrella policy,” says Ralph Byer, Merrill Lynch Managing Director and Wealth Management Advisor. “It doesn’t take much to exceed the...
Businesses are increasingly being sued under the Americans with Disabilities Act for operating websites that are not accessible to people with disabilities. Website accessibility case filings nearly tripled from 2017 to 2018. What started as a spike is now looking like a trend. And, since most businesses have websites,...